Coastal Flooding Information

turn around dont drownBase Flood Elevation

Base Flood Elevation is the computed elevation to which floodwater is anticipated to rise during the base flood. Base Flood Elevations (BFEs) are shown on Flood Insurance Rate Maps (FIRMs) and on the flood profiles.

The BFE is the regulatory requirement for the elevation or floodproofing of structures. The relationship between the BFE and a structure's elevation determines the flood insurance premium. Click HERE to learn more. 

Flood Hazard Ordinance

Middletown adopted an update to the Flood Hazard Ordinance and mapping. Residents should look to 2014 and 2015 Preliminary Mapping in the FEMA Flood Map Service Center to determine BFE (Base Flood Elevation) for building code purposes. Please contact a licensed insurance agent to discuss flood insurance options.

Read Middletown's Flood Hazard Ordinance. (PDF)

Locate a Flood Map

Visit the FEMA Flood Map Service Center to locate a flood map for a specific address.

Coastal Mapping

The effects of tides, combined with large amounts of water and waves from storms make coastal areas some of the most at-risk areas for flooding. To map coastal flood hazards accurately, many factors must be taken into account, such as the amount of development in the area, the types and strength of storms that historically have affected the area, and onshore and offshore elevations. 

Learn the steps involved to identify and map the coastal flood hazards shown on FEMA Flood Insurance Rate Maps (FIRMs). The FIRM is used to determine flood insurance requirements for residents and where floodplain development regulations apply in a community. 

Use the NJFloodMapper: An interactive mapping website to visualize exposure from coastal flooding hazards.

Hurricanes in New Jersey

Read about the history of hurricanes in New Jersey.